Charlottesville real estate | New 2009 Conforming Loan Limit by Zip Code
February 12, 2009
Here are the new updated conforming mortgage loan amounts as well as jumbo loans. Please CLICK HERE for a detailed look by zip code. If you have any underwriting questions please do not hesitate to ask. The guidelines are tight and we may have some great tips for getting the loans to fund. If you do not have Excel then comment this article with you Zip and I will shoot you back the amount.
Thanks,
Roy Slater / www.Hathaway-realestate.com
Charlottesville Real Estate - Smart Home Sellers Avoid the Home Inspection Time Bomb
October 13, 2008
Serious Charlottesville home sellers along with direction from Realtors can easily navigate thru home inspection time bombs. Seasoned listing agents help sellers avoid the home inspection contingency by ordering a home inspection on the sellers behalf before the home goes on the market.
The home inspection contingency across many states is the easiest way for many buyers to jump ship on a contract. The home inspection contingency usually allows buyers the perfect exit to a contract at any hint of possible delayed maintenance or construction issues no matter how minor. Buyers simply counter back unreasonable repair requests, cancel the contract altogether, and goes as far as trying to devalue the home in order to renegotiate a lower price. Canceled contracts in a declining market can be a major set back for home sellers.
To minimize these setbacks, it is strongly recommended that sellers have the home inspected before it goes on the market. Don’t bury your head in the sand and hope nothing is wrong with your home. Get the issues fixed ahead of time and get top dollar for your home. Use the your home inspection as a tool to lock down prospective buyers. By heading off problems ahead of time, you can easily avoid contract cancellations and leave buyers with no wiggle room for cancellation with respect to home inspections.
Remember, serious and professional listing agents require home inspections for their clients ahead of time. In many cases many of the top listing agents will not take a listing without one. They do not like ticking time Bombs either. Selling homes is a serious responsibility and should not be taken lightly with a wait and see attitude especially in today’s market. Take the time and effort to neutralize possible contingencies before they come back to haunt you. Look for the next article on nuetralizing the dreaded financing contingency.
700 Billion Dollar Bail Out Illustrated
October 13, 2008
In case you have not seen this topic illustrated, I think this link would be a good one. It very effectively and with comedy illustrates the main cause of this mortgage mess we are in. This 700 billion dollar bail out has many Americans scratching their heads. Many are just not sure whom to point the finger at while others are pointing the finger at everyone.
Please, I encourage your comments on the blog. There are a lot of opinions on this matter that would be great to see. Who do you blame?
Please click here to visit the presentation >>> (please be aware there is some profanity)
Charlottesville Real Estate - Your Mortgage Crisis Does and Dont’s
May 19, 2008
Unfortunately this is an extremely difficult subject for homeowners. With the emotionals ties to the home and in many cases a strong moral convictions to abide by the rules; good people still find themselves Read more
-
Advanced Real Estate Search
Mortgage Rates
US AverageMortgage Rates30 Year Fixed loading... 15 Year Fixed loading... 5/1 ARM loading... 
View Trend 
